AbleCommerce Checkout with Payer Authentication
When the customer gets to the checkout page, they type in their credit card information, as normal, and click continue.
If the customer is enrolled in Verified by Visa or MasterCard SecureCode, the customer will have a closed private session with their issuing bank to enter in their PIN/Password.
If the customer fails authentication, the customer will not be able to checkout and customer will be prompted for another form of payment.
If the user is not enrolled and the bank has not enabled enrollment, the transaction will move on for normal Authorization.